HELPING OTHERS TO SUCCEED INC.

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CONNECTICUT HOME CARE PROGRAM FOR ELDERS (CHCPE)

To be eligible, applicants must be 65 years of age or older, be a Connecticut resident, be at risk of nursing home placement and meet the program’s financial eligibility criteria. To be at risk of nursing home placement means that the applicant needs assistance with critical needs such as bathing, dressing, eating, taking medications, toileting.

The CHCPE helps eligible clients continue living at home instead of going to a nursing home. Each applicant’s needs are reviewed to determine if the applicant may remain at home with the help of home care services. Services may include:

• Personal Care Attendant Services - family members are NOT eligible to be paid for taking care of relatives with very rare exceptions.
• Chore Assistance - only available as part of a package of services to applicants who meet all other eligibility criteria.

INCOME AND ASSET INFORMATION

WHAT IS COUNTED FOR YOUR GROSS MONTHLY INCOME? Your total income before any deductions including any deductions for Medicare premiums. Count only your income and no one else’s. (If married, do not count your spouse’s income.) Count all income you get on a regular basis like your wages, pension, Social Security, Veterans benefits, and Supplemental Security Income. WHAT ARE YOUR COUNTABLE ASSETS? DO NOT COUNT your house, furnishings, personal belongings (clothes, jewelry) or the motor vehicle that is your essential means of transportation.

Also, do not count:

• Burial Funds - Irrevocable up to $10,000 for each person OR Revocable up to $1,800.
• Burial Plots - For single individuals, one plot. For married individuals, one plot for each spouse and certain other family members under certain conditions. A plot may include a casket, outer container and opening and closing of the grave.
• Life Insurance Policies - If the total face value of all policies does not exceed $1,500.00. (Otherwise count total cash surrender value of all policies.) Term Life policies are excluded regardless of value.

COUNT ASSETS OWNED BY YOU OR YOUR SPOUSE. All jointly held assets must be counted in full as yours unless you can show they are owned by someone else (not your spouse). This includes things like: real estate not used as your home, non-essential motor vehicles, campers, boats, bank/credit union accounts (savings, checking, CD, IRA, Vacation or Christmas Club), stocks, revocable trust funds, bonds, U.S. Savings Bonds, total cash surrender value of life insurance with a total face value that exceeds $1,500.00. MEDICAID WAIVER INCOME LIMIT - $2,742.00 per month or less STATE FUNDED INCOME LIMIT - No Limit

ASSET LIMITS                MEDICAID WAIVER*                       STATE FUNDED**

Individual                          $1,600.00                                         Individual: $44,586.00

Couple                             $3,200.00 (both receiving services)  Couple Combined Assets: $59,448.00

Couple                             $1,600.00* (one receiving services) (one or both receiving services)

* A higher amount may be allowed if you have a spousal assessment done (see Notice to Married Couples).

** Participation in program is based on availability of funds. State Funded clients are required to pay 3% of the cost of their services.

If your income and assets are within these amounts you may qualify for services.